As an insurance Case Manager with a keen interest in investing, the author’s investment philosophy is centered around acquiring high-quality stocks and exceptional businesses. The author particularly admires companies led by skilled capital allocators that generate remarkable returns on capital and have the ability to grow their invested capital over extended periods.

In disclosure, the author states that they do not currently hold any stock, option, or similar derivative positions in the companies discussed in the article, nor do they have any immediate plans to initiate such positions within the next 72 hours. The article reflects the author’s personal opinions and they clarify that they are not receiving compensation for it, except from Seeking Alpha. Additionally, the author affirms that they have no business relationships with any of the companies mentioned in the article.

It is important to note that past performance does not guarantee future results, a disclosure made by Seeking Alpha. Seeking Alpha does not provide recommendations or advice on whether an investment is suitable for a specific investor. The views expressed in articles may not necessarily align with those of Seeking Alpha as a whole. Seeking Alpha also emphasizes that they are not a licensed securities dealer, broker, US investment advisor, or investment bank, and their analysts consist of third-party authors, including both professional and individual investors who may not hold certifications or licenses from regulatory bodies or institutes.

Overall, the author’s approach to investing showcases a focus on quality and long-term growth potential, aligning with their admiration for disciplined capital allocators and businesses that can consistently deliver exceptional returns on capital. The disclosures provided offer transparency regarding the author’s investment positions and relationships, as well as important reminders about the nature of investing and the statements published on Seeking Alpha.