Returns and Expenses Explained: What Investors Need to Know Before Making a Move

New York, NY – Investors are cautioned that past performance is not indicative of future results, as stated by performance data. It is noted that current performance may vary from the historical figures provided. The value of investments can fluctuate, and investors may receive more or less than their initial investment when shares are redeemed. It is emphasized that performance numbers could have been lower if fees were not waived during certain periods. The total returns mentioned account for the reinvestment of distributions and the deduction of fund expenses. It is important to note that returns with sales charges reflect deductions for the maximum sales charge specified.

The fund introduced Advisor Class shares on 5/15/2008, R Class shares on 12/1/2008, and R6 Class shares on 5/1/2013. In calculating performance, restated figures were used for periods before the offering of each specific share class, based on Class A or Class Advisor performance. These adjustments account for differences in operating expenses and maximum sales charges unique to each share class. Gross expenses refer to the total annual operating expenses listed in the fund’s prospectus at the publication date. Investors should be aware that actual expenses may be higher, impacting portfolio returns. Net expenses consider contractual fee waivers, expense caps, and reimbursements, which are not subject to termination before 01/31/2025 without Board approval.

Additional voluntary waivers or reimbursements may be implemented and are subject to possible changes or discontinuation without prior notice. It is highlighted that there is a 1% CDSC (Contingent Deferred Sales Charge) on any Class C shares sold within 12 months of purchase. Investors are advised to review the fund’s performance, expenses, and sales charges for a comprehensive understanding of their investments. For the most up-to-date monthly performance figures, interested parties can visit the fund’s official website.