The Supreme Court heard arguments on Tuesday in a case that could determine the fate of President Joe Biden’s student loan forgiveness plan, which could be worth billions of dollars. The case revolves around the Biden administration’s plan to forgive student loan debt for borrowers who attended certain for-profit colleges.

At issue is whether the Education Department overstepped its authority when it implemented the plan without congressional approval. The Supreme Court must decide whether the Biden administration can move forward with the plan or if it needs to be approved by Congress.

The Biden administration argues that the Education Department has the authority to forgive student loan debt for borrowers who attended certain for-profit colleges. The government also argues that the plan would provide relief to millions of borrowers who are struggling to repay their student loans.

On the other side, opponents of the plan argue that it is an overreach of executive power and that it should be up to Congress to decide whether the plan should be implemented. They also argue that the plan could create a “moral hazard” by encouraging borrowers to take on more debt than they can afford.

The Supreme Court is expected to issue a ruling on the case later this year. In the meantime, the Biden administration has urged Congress to pass legislation that would provide relief to student loan borrowers.

The case has been closely watched by student loan borrowers and advocates, who are hopeful that the Supreme Court will uphold the Biden administration’s plan. If the plan is approved, it could provide much-needed relief to millions of borrowers who are struggling to repay their student loans.