Athens, Greece — Alpha Bank S.A. reported significant growth in its financial performance during the first three quarters of 2025, announcing a profit of €704 million, surpassing the total earnings from previous fiscal years. The bank revealed these results during a conference call held on November 7, which included key insights from its executives.
CEO Vasilis Psaltis opened the call by summarizing the bank’s accomplishments in the first nine months, emphasizing that the earnings per share rose to €0.27, achieving 73% of its annual profit target. This improvement translates into a normalized return on equity of 13.9%, highlighting the bank’s strong financial health and effective operational strategies.
The presentation featured Iason Kepaptsoglou, the head of investor relations, who introduced the session, reaffirming Alpha Bank’s commitment to transparency and engagement with stakeholders. Following him, CFO Vassilios Kosmas elaborated on the financial figures, providing a detailed analysis of the revenue streams that contributed to this substantial profit.
Analysts and investors participated actively in the call, prompting questions that focused on the bank’s future strategies. Among the key inquiries were discussions about the impact of economic factors on loan growth and asset management. The executives stated that they remain optimistic about sustaining this growth trajectory despite potential market fluctuations.
Looking ahead, the bank’s leadership outlined several initiatives aimed at bolstering its competitive edge. Efforts to enhance digital banking capabilities and improve customer service were highlighted as essential components of their strategy. Additionally, management indicated plans to increase investment in sustainable finance, aligning with broader industry trends toward environmental responsibility.
Overall, Alpha Bank’s performance points to a robust recovery, buoyed by strong execution of its strategic goals and a favorable market environment. As the bank continues to innovate and expand its services, stakeholders are keenly watching its progress in the remaining months of the fiscal year and beyond.









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